Louise Mills Federal Credit Union is proud to offer our members Federally Secure Mortgage Programs - FHA, VA, Rural Housing and Reverse Mortgages. There are several options for members looking to purchase or refinance and receive cash out. 96.5% and 100% financing available.
Conventional Home Loans
Very competitive Fannie Mae and Freddie Mac Rates.
All VA Loans are 0% down - 30 Year Fixed Rates - 100% Financing - No PMI - Available on purchases and 90% LTV cash out.
FHA and FHA 203K Rehabilitation Loans require only 3.5% down payment. Purchases or refinances available for members with lower Fico Scores and higher LTV's. Solid fixed rate loans.
A valuable financial tool for seniors, 62 and older.This mortgage option gives them the opportunity to increase their monthly cash flow so they may live their life to the fullest!
H.A.R.P. 2.0 Mortgages
HARP was started in April 2009. It goes by several names. The government calls it HARP (Home Affordable Refinance Program). It is also known as Making Home Affordable Plan, the Obama Refi Plan, the DU Refi+ and the Relief Refinance.
USDA qualified rural housing loans.
By clicking apply now you will be redirected to Allanach Mortgage Group. Mortgage products offered in partnership with Allanach Mortgage Group. Broker's licenses CT#7160, MA# MB6033, RI#20051935LB, NH# 5616. Louise Mills FCU's NMLS#454124. Heather Hull-Colby broker's license # 770938.